77565 — Kemah

Kemah covers ZIP code 77565, a suburban-scale slice of the Houston metro with 6,583 residents spread over 5 square miles. At about 1,317 people per square mile, it reads as a car-oriented community of subdivisions, arterial retail, and pockets of green space rather than a dense urban grid. Incomes here land close to the Houston middle — $85,726 for the median household, within striking distance of the $84,833 metro median. It is a broadly mixed-income community rather than a high- or low-end enclave.

The population skews established (median age 47.9) and mixed, averaging 2.19 people per household. With a diversity index of 39.3/100, 77565 is somewhat less diverse than the typical Houston ZIP. The largest groups are White (75.5%) and Hispanic or Latino (18.4%).

Put in context, 77565's median home value of $376,600 sits 25% above the Houston-area median home value of $301,548. That places local home values above the national median (around $340,000), though still well under coastal-metro pricing in California or the Northeast. Educational attainment — 42.1% of adults hold a bachelor's degree, versus the 35% metro average — reinforces the area's higher-skill, higher-earning profile.

The home-price-to-income ratio of 4.4 puts 77565 in moderate-cost territory. At $376,600, the median home runs 4.4 times local income — buyers will generally need a meaningful down payment and disciplined budgeting to make the math work. As a rough yardstick, a household would want income near $125,533 to buy at the local median under conventional guidelines.

Renting is comparatively comfortable here. Median rent of $1,667/month is only about 23% of median household income — a healthy cushion below the 30% cost-burden line. Ownership and renting are roughly balanced here (57.3% owner-occupied), giving the area a mix of long-term owners and a steady renter population. Annualized, the typical renter pays about $20,004 per year for housing.

Be ready for the drive — the average commute of 33 minutes runs longer than the 28-minute Houston average, a reflection of this area's distance from the major job centers. Like most of the metro, this is a driving neighborhood: 75.2% of workers commute by car alone and transit use sits at just 0.2%.

Day to day, residents have roughly 35 restaurants, 1 grocery stores, 6 parks, and 1 gyms within or near the ZIP. There are 1 pharmacies locally, though major hospital care means a trip to an adjacent ZIP. Notable nearby draws include Kemah Boardwalk, Clear Lake, Galveston Bay.

Who does 77565 suit best? On the data, it fits buyers and renters who want a practical, well-located Houston base. Flood risk is moderate here, so reviewing the specific property's FEMA designation is still worthwhile.