Reviewed by the Houston Zip Codes Data TeamUpdated March 30, 2026Sources: U.S. Census Bureau ACS, USPS, FEMA, NOAA
ZIP code 77086 is located in North Houston / Fallbrook, Harris County, Texas. It is a residential zip code in the Central Time Zone with an estimated population of 28,623. The area code for ZIP code 77086 is 281.
📍 ZIP code 77086 is in North Houston / Fallbrook, Harris County, Texas.
What is zip code 77086?
77086 is a zip code covering North Houston / Fallbrook in Houston, Texas (Harris County). It has a population of 28,623, a median household income of $58,184, and a median home value of $196,300.
28,623
Population
$58K
Median Income
$196K
Median Home
Harris County · Area Code 281 · 7 sq mi
77086 — North Houston / Fallbrook
Fallbrook · Greens Crossing · North Houston
North Houston / Fallbrook is a mid-sized Houston neighborhood with 28,623 residents, a median household income of $58,184, and homes valued at a median of $196,300.
Key Statistics
Population
28,623
4,089 per sq mi
Below Houston avg (38,923)
Median Income
$58K
Per capita: $23,377
Below avg ($85K)
Median Home
$196K
3.4x income ratio
Below avg ($302K)
College Educated
10.7%
2.1% graduate degree
Below avg (35%)
North Houston / Fallbrook (77086): Neighborhood Profile
North Houston / Fallbrook (ZIP 77086) is a densely settled Houston neighborhood, home to about 28,623 people across 7 square miles — roughly 4,089 residents per square mile. It has the texture of an established inner-ring community: a mix of older single-family stock and newer infill, with daily errands rarely more than a few minutes away. Incomes here sit well below the metro average — a median of $58,184, roughly 31% under Houston's $84,833 median. Affordability of everyday goods and housing-cost pressure are central facts of life for many households in 77086.
The population skews prime working age (median age 34.1) and family-oriented, with an average household of 3.27 people. With a diversity index of 49.4/100, 77086 is more racially and ethnically diverse than the typical Houston ZIP. The largest groups are Hispanic or Latino (63%) and White (25.3%).
Put in context, 77086's median home value of $196,300 sits 35% below the Houston-area median home value of $301,548. Both figures remain below the U.S. median home value (near $340,000 nationally), underscoring the relative affordability that continues to draw movers to the Houston metro. Educational attainment — 10.7% of adults hold a bachelor's degree, versus the 35% metro average — tracks the area's more working-class economic base.
Demographics & Diversity
34.1
5% below Houston avg (36)3.27
8,717 total households49.4/100
Near Houston avg7 sq mi
4,089 people/sq mi281
70 ft
Racial & Ethnic Composition
Data Visualizations
Racial & Ethnic Breakdown
- White
- Hispanic
- Black
- Asian
vs Houston Average
Commute Mode (29 min avg)
- Drive Alone
- Carpool
- Transit
- WFH
Housing & Real Estate
Median Home Value
$196,300
Below avg ($301,548)
Median Rent
$1,199/mo
25% of median income
Below avg ($1,465)
Ownership Rate
57.3%
Vacancy Rate
6.4%
9,315 total units
The housing market in 77086 (North Houston / Fallbrook) features a median home value of $196,300, which is -35% below the Houston metro average. With a home-price-to-income ratio of 3.4x, the area offers accessible homeownership. The homeownership rate of 57.3% is below the city-wide average of 58%.
Affordability & Cost of Living in 77086
With a price-to-income ratio of 3.4, buying here remains realistic for local earners. The $196,300 median home is about 3.4 times median income — modestly above the classic 3x rule but well within reach for households with steady dual incomes. As a rough yardstick, a household would want income near $65,433 to buy at the local median under conventional guidelines.
Renting is reasonably balanced: at $1,199/month, median rent absorbs about 25% of median income, inside the 30% comfort threshold. Ownership and renting are roughly balanced here (57.3% owner-occupied), giving the area a mix of long-term owners and a steady renter population. Annualized, the typical renter pays about $14,388 per year for housing.
Flood & Weather Risk
X500
0.2% annual chanceModerate
Based on FEMA mappingC
Inland zone4
FEMA-declared eventsFlood insurance is not required but recommended in this zone.
77086 sits at 70 ft elevation with 50" average annual rainfall. Houston averages 50+ inches of rain per year, and this area has experienced significant flooding from storms like Hurricane Harvey (2017) and Tropical Storm Imelda (2019).
Local Amenities
86
Restaurants16
Parks4
Grocery Stores1
Hospitals3
Pharmacies1
Gyms & Fitness77086 (North Houston / Fallbrook) has an estimated 86 restaurants, 16 parks, and 4 grocery stores within its boundaries. The area is served by 1 hospital, providing nearby emergency and specialty care.
What It's Like to Live in 77086
Commutes are about average for Houston at 29 minutes one-way. Like most of the metro, this is a driving neighborhood: 74.8% of workers commute by car alone and transit use sits at just 1.7%.
Day to day, residents have roughly 86 restaurants, 4 grocery stores, 16 parks, and 1 gyms within or near the ZIP. Health care is close at hand with 1 hospital and 3 pharmacies in the area. Notable nearby draws include Fallbrook Church Community, Greenway Plaza North.
Who does 77086 suit best? On the data, it fits families looking to put down roots and first-time buyers watching their budget. Flood risk is moderate here, so reviewing the specific property's FEMA designation is still worthwhile.
Education & Schools
Educational attainment in 77086 shows 44.7% of adults have completed high school, 10.7% hold a bachelor's degree (below the Houston average of 35%), and 2.1% have earned an advanced degree.
Commute & Transportation
Average Commute
29 min
Above avg (28 min)
Climate & Geography
Summer High (July)
95°F
35°C
Winter Low (January)
42°F
6°C
Houston vs Other Texas Cities
Cost of living, home prices, and income compared.
| City | Population | Cost Index | Median Home | Median Income | Median Rent |
|---|---|---|---|---|---|
| Houston | 2.3M | 100 | $301,548 | $84,833 | $1,465/mo |
| Austin | 1.0M | 117 | $475,000 | $85,000 | $1,650/mo |
| Dallas | 1.3M | 105 | $315,000 | $60,000 | $1,400/mo |
| San Antonio | 1.5M | 92 | $240,000 | $55,000 | $1,200/mo |
Houston's cost of living index of 100 is used as the baseline. Source: Census ACS 2020–2024 & BLS regional data.
Nearby Attractions
Zip Codes Near 77086
Explore neighboring communities and compare demographics.
77038
Greenspoint / North Houston
Pop: 31,271
Income: $51K
Home: $174K
77066
Champions / FM 1960
Pop: 38,315
Income: $84K
Home: $218K
77067
Greenspoint / North Belt
Pop: 31,800
Income: $51K
Home: $175K
77068
Champions Forest
Pop: 12,289
Income: $86K
Home: $312K
77090
FM 1960 / Willowbrook North
Pop: 41,843
Income: $48K
Home: $236K
Similar Neighborhoods
Houston zip codes with comparable income, home values, and demographics to 77086.
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People Also Ask
What zip code is North Houston / Fallbrook, Texas?
North Houston / Fallbrook is served by zip code 77086 in Houston, Texas, located in Harris County.
What county is zip code 77086 in?
Zip code 77086 is in Harris County, Texas, within the Houston metropolitan area.
What is the population of zip code 77086?
The estimated population of zip code 77086 (North Houston / Fallbrook) is 28,623, based on U.S. Census Bureau data.
Is 77086 in Houston, Texas?
Yes, zip code 77086 is located in the Houston, Texas metropolitan area, in Harris County.
FAQ — 77086 (North Houston / Fallbrook)
Frequently asked questions about zip code 77086 in Houston, TX.
What is the population of 77086?
The population of zip code 77086 in Houston, TX is approximately 28,623 people, with a median age of 34.1 and an average household size of 3.27. There are 8,717 total households across 7 square miles.
What is the median household income in 77086?
The median household income in 77086 (North Houston / Fallbrook) is $58,184, which is below the Houston average of $84,833. Per capita income is $23,377.
What schools are in 77086?
Top-rated schools in 77086 (North Houston / Fallbrook) include schools in the local ISD. The area has a 44.7% high school graduation rate and 10.7% bachelor's degree rate.
What is the average commute time in 77086?
The average commute in 77086 is 29 minutes. 74.8% drive alone, 14.7% carpool, 1.7% use transit, and 4.4% work from home.
What neighborhoods are in 77086?
77086 includes Fallbrook, Greens Crossing, North Houston. These neighborhoods are in North Houston / Fallbrook, Houston, Texas, in Harris County. The area covers 7 square miles.
What is the flood risk in 77086?
Zip code 77086 (North Houston / Fallbrook) is in FEMA flood zone X500 with a moderate flood risk level. It falls within Hurricane Evacuation Zone C. Flood insurance is recommended but not required. The area has experienced 4 FEMA-declared flood events since 2000, sits at 70 ft elevation, and receives approximately 50 inches of annual rainfall.
Is 77086 a good place to live?
It depends on priorities, but the data paints a clear picture. ZIP 77086 (North Houston / Fallbrook) is a lower-income area with accessible home prices, 29-minute average commutes, and moderate flood risk. It tends to suit families best. Median household income is $58,184 and the median home value is $196,300.
How expensive is it to live in 77086?
Housing is the main cost driver. The median home value is $196,300 (35% below the Houston average) and median rent is $1,199 per month, which is about 25% of the local median income. The home-price-to-income ratio is 3.4, making ownership accessible for typical local earners.
Is 77086 a safe area from flooding?
ZIP 77086 is mapped in FEMA flood zone X500 with a moderate overall flood-risk rating, and it falls in Hurricane Evacuation Zone C. The area has recorded 4 FEMA-declared flood events since 2000, sits at 70 feet of elevation, and flood insurance is recommended but not federally required.
What kind of people live in 77086?
The median resident is 34.1 years old and the typical household has 3.27 people, giving 77086 a family-heavy character. 10.7% of adults hold a bachelor's degree (below the 35% metro average). The population is notably diverse, led by Hispanic or Latino (63%) and White (25.3%) residents.
All demographic data on this page is sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code boundary and delivery data is sourced from the United States Postal Service (USPS). Data is updated periodically and may not reflect the most current figures. ZIP Code Tabulation Areas (ZCTAs) used by the Census Bureau may differ slightly from USPS ZIP code boundaries.